Converting 529 To Roth Ira In 2024 Usa

Converting 529 To Roth Ira In 2024 Usa. However, each prepaid 529 plan has unique rules that may prevent rolling. 529 education savings plan beneficiaries can transfer unused 529 funds to a roth ira.


Converting 529 To Roth Ira In 2024 Usa

The secure act 2.0 gives you the ability to transfer excess funds in your 529 to a roth ira without paying taxes or penalties. Starting in 2024, you can roll unused 529 plan funds to a roth individual retirement account, without taxes or penalties.

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